About smoking and health insurance?

About smoking and health insurance?My parents are get a new insurance and if you are a non smoker it is cheaper. I was wondering that being the child would they check me for smoking too if my parents mark non smokers?
Also, I live in arizona if it changes anything,

Common Sense
Yes, if you will be covered.

sef
No it's the ones taken the insurance out,not the children.

gardenoflia
They should not lie on the insurance forms. Health insurance OR life insurance. If they wind up having a problem related to smoking, the insurance will not pay!

The company will not test you.

mbrcatz
The policy gets rated for the entire family. As long as there is one smoker, the whole family gets the smoking rate.

mourad
insurance basics are said to be made on "good faith", so it is impossible that they check you for smocking even if its an insurance for a group (a family).

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